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Folks Finance Launches on Monad With $45,000 First-Ever FOLKS Incentives

2 min readNov 25, 2025

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Folks Finance is now live on Monad Mainnet, bringing crosschain lending to one of the fastest EVM environments in the industry. After being one of the earliest and most-used lending protocols on Monad Testnet, Folks now brings unified crosschain lending to mainnet, allowing users to lend and borrow across Monad and all integrated chains from a single account.

The launch also expands the $FOLKS token to Monad via Wormhole’s NTT framework and activates $45,000 in $FOLKS incentives for the first time to fuel the new markets.

Why Monad?

Monad delivers execution built for scale: 10,000 TPS, sub-second finality, low fees, and a design focused on decentralized throughput. Paired with Folks Finance, Monad unlocks instant access to liquidity from multiple ecosystems, turning into a capital-efficient point of entry for crosschain lending strategies.

Efficient Lending Between Monad and Other Major Chains

At launch, supported markets include:

  • MON
  • USDT0
  • AUSD
  • sMON
  • wBTC
  • wETH

Users can lend, borrow, and build positions using liquidity sourced from every integrated chain, turning Folks into the ideal place for crosschain strategies across the new Monad markets.

$FOLKS Incentives Go Live

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For the first time, $FOLKS incentives go live.

5,000 FOLKS (valued at $45,000 at the time of writing) are available as incentives for depositors across supported Monad markets through the Monad Rush campaign. Incentives run until December 25 and become claimable at the end of the period.

Explore the markets and farm $FOLKS for the first time: xapp.folks.finance/

About Folks Finance
Folks Finance delivers crosschain lending, borrowing, staking, and trading across multiple leading blockchains. Built for performance and composability, Folks enables unified liquidity across ecosystems.

About Monad
Monad is a next-generation, Ethereum-compatible Layer 1 delivering high throughput, fast finality, and cost-efficient execution. Optimized for developers and onchain applications, Monad now supports crosschain DeFi through Folks Finance.

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Folks Finance
Folks Finance

Written by Folks Finance

DeFi at its finest: lend, borrow, trade, and manage digital assets all in one place.