Folks Finance Integrates USDT0: Omnichain USDT Now Available for Crosschain Lending

The largest stablecoin enters unified DeFi markets on Folks Finance, with incentives on Arbitrum.

June 2025 — Folks Finance, the leading crosschain lending protocol, has announced the integration of USDT0, the omnichain-native version of USDT powered by LayerZero. Unlike traditional wrapped or bridged assets, USDT0 is a single, unified deployment of Tether’s stablecoin across multiple blockchains.

This integration allows users to deposit USDT0 on Arbitrum, receive rewards, and borrow any supported asset across chains using Folks Finance’s crosschain lending infrastructure. $50,000 in incentives are live for depositors on Arbitrum.

What is USDT0?

USDT0 is a 1:1 Tether-backed stablecoin that avoids bridges, wrappers, and reissuance. Built on the LayerZero OFT standard, USDT₀ offers:

• Omnichain-native liquidity
• Faster, more secure crosschain transfers
• Unified DeFi access across ecosystems

By integrating USDT0, Folks Finance continues to expand its mission of simplifying decentralized finance across major networks including Arbitrum, Avalanche, Ethereum, Base, Polygon, BNB, Algorand, Monad and more.

Why It Matters

The addition of USDT0 means that users can now leverage trusted, liquid, and omnichain-compatible USDT across multiple DeFi strategies, without fragmentation or bridge risk. This fits directly into Folks Finance’s vision of a single, composable lending layer across chains.

Try It Now

• Deposit USDT0 on Arbitrum
• Borrow any asset across any chain
• Get rewards while maintaining stable exposure

Start now at: xapp.folks.finance