Folks Finance Expands Crosschain Lending Hub with Polygon Integration

2 min readMar 6, 2025

Folks Finance is now live on Polygon PoS, marking a major shift in DeFi lending as Polygon moves beyond an Aave-dominated landscape. With this integration, users can now deposit on Polygon and borrow from other integrated networks — or deposit on other networks and borrow on Polygon — all from a single account with unified liquidity.

A New Era for Onchain Lending

Polygon has long been a leader in scaling Ethereum, and now it’s taking a step forward by embracing Folks Finance as a key lending partner. As Marc Bairon, CEO at Polygon Labs, stated:

“The playing field for lending on Polygon PoS is opening up, and I’m happy to see teams step in to thrive.” said Marc Boiron, CEO at Polygon Labs.

New players are emerging who will create a better Web3 future.

That future begins today with Folks Finance.

Smooth Crosschain Lending & Borrowing

With Folks Finance, users on Polygon can access crosschain markets for:

USDC, wBTC, POL, and wETH

Instead of being locked into fragmented liquidity pools, borrowers and lenders benefit from unified liquidity across multiple ecosystems, making capital more efficient and accessible.

Your DeFi Home

Say goodbye to complex bridging and excessive gas fees. With Folks Finance, users can move liquidity where they need it — without the usual friction.

Need to borrow USDC on Polygon while holding assets on another chain? Instead of bridging funds manually, simply deposit from any supported chain and borrow on Polygon instantly.

Get Started

Folks Finance is now live on Polygon. Access the platform today at xapp.folks.finance.

About Folks Finance

Folks Finance offers crosschain lending, borrowing, staking and trading across a range of elite blockchains. By combining traditional finance’s security and optionality with the transparency and decentralization of DeFi, Folks continues to pave the way for a truly global onchain economy.

About Polygon

Polygon is a leading Ethereum scaling solution that enables low-cost, high-speed transactions. With its expanding ecosystem and commitment to innovation, Polygon is driving the next phase of Web3 adoption.